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    <title>Richard Flowers</title>
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      <title>Local equity lending firm make their first loan to Reliable Medical Transport</title>
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      <description>It was 2014, and Richard Flowers was working as a sales person.“I was between a rock and a hard place. I had zero capital and bad credit. I just had an…</description>
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      <dc:creator>Michelle Jokisch Polo</dc:creator>
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